Queenstown Bank of Maryland: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Queenstown Bank of Maryland of Queenstown, MD against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.89% | 1.34% | -0.45% | 27th below |
| ROAE | 8.75% | 13.32% | -4.57% | 29th below |
| Net Interest Margin | 3.17% | 3.93% | -0.76% | 15th bottom |
| Efficiency Ratio | 63.22% | 61.14% | +2.08% | 44th below |
| PPNR / Avg Assets | 1.23% | 1.68% | -0.45% | 30th below |
| Yield on Earning Assets | 4.56% | 5.67% | -1.11% | 10th bottom |
| Cost of Funds | 1.52% | 1.88% | -0.36% | 68th above |
| Net Interest Spread | 2.43% | 3.32% | -0.89% | 11th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.11% | 0.94% | -0.83% | 72nd above |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 74th above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 76th top |
| ACL / Total Loans | 1.38% | 1.28% | +0.10% | 70th above |
| ACL / NPLs (Coverage) | 1272.48% | 1538.88% | -266.40% | — |
| Texas Ratio | 1.35% | 7.34% | -5.99% | 69th above |
| Provision / NCO | 0.00% | 1396.99% | -1396.99% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.42% | 19.50% | -1.08% | 71st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.42% | 19.54% | -1.12% | 71st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.67% | 20.62% | -0.95% | 72nd above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.60% | 12.14% | -0.54% | 60th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.36% | 11.38% | -1.02% | 50th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.36% | 11.09% | -0.73% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.44% | 80.64% | -7.20% | 65th above |
| Core Deposit Ratio | 91.73% | 86.86% | +4.87% | 65th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.43% | 6.85% | -2.42% | 50th above |
| Loan Growth (Y/Y) | 4.08% | 7.91% | -3.83% | 43rd below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.15% | 6.29% | -2.14% | 51st above |
See Queenstown Bank of Maryland's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Queenstown Bank of Maryland, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Queenstown Bank of Maryland profile, how to read a UBPR, or how this data updates.