Redemption Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Redemption Bank of Salt Lake City, UT against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.56% | 3.33% | -2.77% | 28th below |
| ROAE | 3.04% | 8.29% | -5.25% | 24th bottom |
| Net Interest Margin | 5.95% | 3.92% | +2.03% | 97th top |
| Efficiency Ratio | 86.33% | 84.47% | +1.86% | 22nd bottom |
| PPNR / Avg Assets | 1.01% | 1.56% | -0.55% | 39th below |
| Yield on Earning Assets | 7.61% | 5.24% | +2.37% | 98th top |
| Cost of Funds | 2.06% | 1.67% | +0.39% | 26th below |
| Net Interest Spread | 4.48% | 3.30% | +1.18% | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 1.06% | 1.42% | -0.36% | 29th below |
| NPA / Total Assets | 0.81% | 0.71% | +0.10% | 23rd bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 53rd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.42% | 1.53% | -0.11% | 64th above |
| ACL / NPLs (Coverage) | 134.13% | 723.03% | -588.90% | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.68% | 8.56% | -2.88% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 18.53% | 22.09% | -3.56% | 77th top |
| Equity / Assets Behind the peer average, ahead of the median peer. | 18.05% | 20.73% | -2.68% | 76th top |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 18.05% | 20.48% | -2.43% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.34% | 74.23% | +20.11% | 14th bottom |
| Core Deposit Ratio | 80.30% | 88.32% | -8.02% | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.32% | 3.84% | -8.16% | 14th bottom |
| Loan Growth (Y/Y) | 40.66% | 6.79% | +33.87% | 97th top |
| Deposit Growth (Y/Y) | -5.17% | 2.99% | -8.16% | 13th bottom |
See Redemption Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Redemption Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Redemption Bank profile, how to read a UBPR, or how this data updates.