Redstone Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 97.3% in Q2 2026, from $5.1M to $10.1M. It was the largest change from Q1 2026 among the key lines here. Redstone Bank ranks 48th of 63 Colorado banks on loan-to-deposit ratio, in the lower half at 66.13% (Q2 2026). Redstone Bank reported 66.13% on loan-to-deposit ratio for Q2 2026, 14.42 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $49.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $96.8M |
| Fed funds sold and reverse repos | $10.1M |
| Fed funds sold and reverse repos to assets | 3.40% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.13% |
| Net loans and leases to deposits | 65.07% |
| Loans and leases to core deposits | 68.88% |
| Core deposits to total deposits | 84.16% |
| Brokered deposits to total deposits | 11.86% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 78.58% | 82.87% | $0 | $23.7M |
| Q4 2023 | 79.53% | 83.03% | $0 | $23.3M |
| Q1 2024 | 78.96% | 85.63% | $0 | $22.8M |
| Q2 2024 | 83.66% | 85.10% | $0 | $22.3M |
| Q3 2024 | 70.73% | 85.27% | $0 | $21.7M |
| Q4 2024 | 80.57% | 89.16% | $0 | $5.0M |
| Q1 2025 | 75.13% | 88.28% | $0 | $0 |
| Q2 2025 | 74.84% | 82.68% | $0 | $0 |
| Q3 2025 | 70.71% | 86.20% | $0 | $0 |
| Q4 2025 | 66.00% | 82.20% | $0 | $0 |
| Q1 2026 | 64.38% | 83.69% | $0 | $0 |
| Q2 2026 | 66.13% | 84.16% | $0 | $0 |
Redstone Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Redstone Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Redstone Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58826) · FFIEC NIC profile (RSSD 3591004)