Redstone Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.15 percentage points in Q2 2026 to 3.59%, the biggest move on this page. Within Colorado, Redstone Bank is 49th of 63 on net interest margin, 3.59% as of Q2 2026. Redstone Bank reported 3.59% on net interest margin for Q2 2026, 0.35 points below the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.92% |
| Yield on loans | 7.48% |
| Yield on securities | 3.30% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.44% |
| Cost of interest-bearing deposits | 3.09% |
| Cost of interest-bearing liabilities | 3.09% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.59% |
| Yield to cost spread | 2.83% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.2M |
| Total interest expense | $1.6M |
| Interest expense on deposits | $1.6M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.10% | 2.36% | 3.86% | 7.53% | 3.32% |
| Q4 2023 | 6.02% | 2.77% | 3.47% | 7.15% | 3.39% |
| Q1 2024 | 6.01% | 2.86% | 3.36% | 7.24% | 3.43% |
| Q2 2024 | 6.25% | 2.87% | 3.59% | 7.28% | 3.51% |
| Q3 2024 | 6.39% | 2.91% | 3.61% | 7.61% | 3.55% |
| Q4 2024 | 6.20% | 2.77% | 3.60% | 7.29% | 3.39% |
| Q1 2025 | 6.31% | 2.46% | 4.02% | 7.47% | 3.23% |
| Q2 2025 | 6.35% | 2.56% | 3.93% | 7.47% | 3.25% |
| Q3 2025 | 6.27% | 2.66% | 3.78% | 7.49% | 3.29% |
| Q4 2025 | 6.64% | 2.70% | 4.14% | 8.52% | 3.25% |
| Q1 2026 | 5.83% | 2.52% | 3.44% | 7.35% | 3.22% |
| Q2 2026 | 5.92% | 2.44% | 3.59% | 7.48% | 3.30% |
Redstone Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Redstone Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Redstone Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58826) · FFIEC NIC profile (RSSD 3591004)