Redstone Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Redstone Bank of Centennial, CO against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.25% | -0.67% | 14th bottom |
| ROAE | 4.72% | 13.17% | -8.45% | 12th bottom |
| Net Interest Margin | 3.59% | 3.95% | -0.36% | 31st below |
| Efficiency Ratio | 74.38% | 61.50% | +12.88% | 19th bottom |
| PPNR / Avg Assets | 0.78% | — | — | 13th bottom |
| Yield on Earning Assets | 5.92% | 5.67% | +0.25% | 64th above |
| Cost of Funds | 2.44% | 1.87% | +0.57% | 17th bottom |
| Net Interest Spread | 2.83% | — | — | 25th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.93% | -0.93% | 93rd top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.62% | — | — | 84th top |
| Texas Ratio | 0.00% | 6.06% | -6.06% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.98% | 11.75% | +0.23% | 65th above |
| Equity / Assets | 11.59% | 10.98% | +0.61% | 67th above |
| TCE / Tangible Assets | 10.46% | — | — | 56th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.13% | 80.44% | -14.31% | 76th top |
| Core Deposit Ratio | 84.16% | 86.95% | -2.79% | 28th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 15.05% | — | — | 91st top |
| Loan Growth (Y/Y) | 2.19% | — | — | 31st below |
| Deposit Growth (Y/Y) | 15.65% | — | — | 91st top |
See Redstone Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Redstone Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Redstone Bank profile, how to read a UBPR, or how this data updates.