Redstone Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Tangible equity to tangible assets rose 0.42 percentage points in Q2 2026 to 10.46%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.98% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $32.7M |
| Tier 1 capital | $32.7M |
| Total risk-based capital | — |
| Total equity capital | $34.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.59% |
| Tangible equity to tangible assets | 10.46% |
| Equity capital to average assets | 12.48% |
| Internal capital growth rate | 4.76% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $6.0M |
| Common stock surplus | $18.5M |
| Retained earnings | $11.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.71% | 14.71% | 15.96% | 11.18% | $189.5M |
| Q4 2023 | 14.35% | 14.35% | 15.60% | 11.13% | $196.2M |
| Q1 2024 | 14.52% | 14.52% | 15.77% | 11.03% | $196.0M |
| Q2 2024 | 14.23% | 14.23% | 15.48% | 11.52% | $203.6M |
| Q3 2024 | — | — | — | 11.26% | — |
| Q4 2024 | 15.30% | 15.30% | 16.55% | 11.64% | $194.8M |
| Q1 2025 | 15.61% | 15.61% | 16.87% | 12.71% | $193.7M |
| Q2 2025 | 14.57% | 14.57% | 15.82% | 12.37% | $210.1M |
| Q3 2025 | — | — | — | 11.61% | — |
| Q4 2025 | — | — | — | 10.88% | — |
| Q1 2026 | — | — | — | 11.82% | — |
| Q2 2026 | — | — | — | 11.98% | — |
Redstone Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Redstone Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Redstone Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58826) · FFIEC NIC profile (RSSD 3591004)