The Riley State Bank of Riley Kansas: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Total equity capital edged up 1.8% between Q1 2026 and Q2 2026, to $13.3M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.51% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $13.8M |
| Tier 1 capital | $13.8M |
| Total risk-based capital | — |
| Total equity capital | $13.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.05% |
| Tangible equity to tangible assets | 10.05% |
| Equity capital to average assets | 10.07% |
| Internal capital growth rate | 4.17% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $2.9M |
| Retained earnings | $10.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$573K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.74% | 9.75% | 9.75% |
| Q4 2023 | 10.76% | 9.72% | 9.72% |
| Q1 2024 | 10.55% | 9.01% | 9.01% |
| Q2 2024 | 10.59% | 9.11% | 9.11% |
| Q3 2024 | 11.08% | 10.25% | 10.25% |
| Q4 2024 | 10.69% | 9.50% | 9.50% |
| Q1 2025 | 10.75% | 9.95% | 9.95% |
| Q2 2025 | 10.80% | 9.92% | 9.92% |
| Q3 2025 | 10.95% | 10.40% | 10.40% |
| Q4 2025 | 10.84% | 10.33% | 10.33% |
| Q1 2026 | 10.73% | 10.00% | 10.00% |
| Q2 2026 | 10.51% | 10.05% | 10.05% |
The Riley State Bank of Riley Kansas regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Riley State Bank of Riley Kansas, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Riley State Bank of Riley Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16120) · FFIEC NIC profile (RSSD 532752)