Rockland Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Rockland Trust Company of Rockland, MA against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.42% | 1.39% | +0.03% | 61st above |
| ROAE | 8.96% | 12.25% | -3.29% | 26th below |
| Net Interest Margin | 3.98% | 3.81% | +0.17% | 79th top |
| Efficiency Ratio | 50.57% | 54.27% | -3.70% | 65th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.99% | 2.04% | -0.05% | 65th above |
| Yield on Earning Assets | 5.24% | 5.71% | -0.47% | 41st below |
| Cost of Funds | 1.11% | 2.03% | -0.92% | 94th top |
| Net Interest Spread | 3.34% | 3.12% | +0.22% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.69% | 0.98% | -0.29% | 64th above |
| NPA / Total Assets | 0.51% | 0.72% | -0.21% | 60th above |
| NCO / Avg Loans | 0.02% | 0.33% | -0.31% | 86th top |
| ACL / Total Loans | 1.06% | 1.39% | -0.33% | 36th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 153.34% | 235.90% | -82.56% | 54th above |
| Texas Ratio | 4.44% | 8.91% | -4.47% | 70th above |
| Provision / NCO | 205.13% | 122.60% | +82.53% | 88th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.86% | 15.66% | -0.80% | 77th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.86% | 15.78% | -0.92% | 76th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.85% | 16.91% | -1.06% | 74th above |
| Leverage Ratio | 11.83% | 10.49% | +1.34% | 87th top |
| Equity / Assets | 15.60% | 11.68% | +3.92% | 94th top |
| TCE / Tangible Assets | 11.30% | 9.71% | +1.59% | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.72% | 84.54% | +5.18% | 36th below |
| Core Deposit Ratio | 94.53% | 86.56% | +7.97% | 77th top |
| Uninsured Deposit Ratio | 33.49% | 36.86% | -3.37% | 66th above |
| Wholesale Funding Ratio | 0.87% | 5.88% | -5.01% | 90th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 24.52% | 11.84% | +12.68% | 87th top |
| Loan Growth (Y/Y) | 26.57% | 11.25% | +15.32% | 89th top |
| Deposit Growth (Y/Y) | 26.78% | 11.22% | +15.56% | 91st top |
See Rockland Trust Company's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Rockland Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Rockland Trust Company profile, how to read a UBPR, or how this data updates.