RVR Bank: Loan Modifications and Restructuring
BankRegReports is independent of RVR Bank and never asks for online banking logins or passwords.
Data as of · Call Report Schedules RC-C Memoranda and RC-N How we update
RVR Bank reported all 8 line items on this page on its Q3 2026 filing. Modified loans and leases was $868K in Q3 2026, against $0 in Q3 2025. That is 0.1% of its total assets. Across the 12 quarters shown it ranged from $0 (Q3 2025) to $868K (Q3 2026).
What the loan modifications and restructuring page covers and where each line comes from.
Compared with Q2 2026, Net charge-off ratio rose 0.40 percentage points in Q3 2026 to 0.41%, the biggest move on this page.
Modified loans
| Line item | Q3 2026 |
|---|---|
| Modified loans and leases | $868K |
| Modified loans to total loans | 0.19% |
| Nonperforming assets excluding restructured loans, to assets | 0.02% |
Source: Call Report Schedules RC-C Memoranda and RC-N. Open the filed call report for Q3 2026 on the FFIEC CDR.
Read against the nonperforming book
| Line item | Q3 2026 |
|---|---|
| Nonperforming loans to total loans | 0.02% |
| Nonaccrual loans to loans | 0.02% |
| Loans 90+ days past due to loans | 0.00% |
| Net charge-off ratio | 0.41% |
| Allowance for credit losses to loans | 1.52% |
Shown side by side so the modified share can be compared with recognized nonperforming loans and with what has already been charged off.
Source: Call Report Schedules RC-C Memoranda and RC-N. Open the filed call report for Q3 2026 on the FFIEC CDR.
Loan Modifications and Restructuring trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
A modified share rising while the nonperforming share stays flat is the pattern worth investigating.
Loan Modifications and Restructuring by quarter
| Quarter | Modified loans | Nonperforming loans | Net charge-offs |
|---|---|---|---|
| Q4 2023 | 0.00% | 0.11% | 0.00% |
| Q1 2024 | 0.00% | 0.08% | 0.01% |
| Q2 2024 | 0.00% | 0.10% | 0.02% |
| Q3 2024 | 0.00% | 0.13% | 0.00% |
| Q4 2024 | 0.00% | 0.21% | -0.07% |
| Q1 2025 | 0.00% | 0.52% | 0.01% |
| Q2 2025 | 0.00% | 0.20% | 0.00% |
| Q3 2025 | 0.00% | 0.06% | 0.15% |
| Q4 2025 | 0.01% | 0.10% | 0.00% |
| Q1 2026 | 0.01% | 0.19% | 0.01% |
| Q2 2026 | 0.15% | 0.16% | 0.00% |
| Q3 2026 | 0.19% | 0.02% | 0.41% |
RVR Bank loan modifications and restructuring, quarter by quarter
Loan Modifications and Restructuring since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-C Memoranda and RC-N, Q3 2026. How these pages are built. See the full RVR Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17639) · FFIEC NIC profile (RSSD 1155)