Branch Network
Sage Capital Bank Locations & Branches Gonzales, Texas
BankRegReports is independent of Sage Capital Bank and never asks for online banking logins or passwords.
Sage Capital Bank operates 7 branches from its headquarters in Gonzales, TX, .
Sage Capital Bank branch network
All 7 branches are in TEXAS, across 7 cities. Its largest office by deposits is the Sage Capital Bank, office in Gonzales, TX, with $351.2M (51.4% of its branch deposits). On June 30, 2025 it had 8 branches, 1 more than in 2026.
Sage Capital Bank at a glance
Its CET1 capital ratio was 14.63% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $768.9M
- CET1 ratio, Q2 2026
- 14.63%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1984
Full financial profile · Is Sage Capital Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Gonzales, TX (1 branch) | 1 of 5 | 51.5% | $351.2M |
| State: TX (7 branches) | 149 of 441 | <0.1% | $683.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Sage Capital Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Gonzales, TX (1 branch) | 1 of 6 | 48.9% | $351.2M | $718.5M |
| Caldwell, TX (2 branches) | 2 of 6 | 21.9% | $122.6M | $558.6M |
| Hays, TX (1 branch) | 9 of 22 | 3.2% | $108.0M | $3.42B |
| Comal, TX (2 branches) | 13 of 20 | 1.9% | $65.6M | $3.45B |
| Lavaca, TX (1 branch) | 6 of 8 | 3.7% | $36.0M | $984.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Austin-Round Rock-Georgetown, TX (3 branches) | 36 of 73 | 0.3% | $230.6M | $70.41B |
| San Antonio-New Braunfels, TX (2 branches) | 52 of 65 | <0.1% | $65.6M | $174.95B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Sage Capital Bank, | Gonzales, TX | 78629 | $351.2M |
| San Marcos Branch | San Marcos, TX | 78666 | $108.0M |
| Lockhart Branch | Lockhart, TX | 78644 | $68.4M |
| Luling Branch | Luling, TX | 78648 | $54.2M |
| Spring Branch Branch | Spring Branch, TX | 78070 | $36.5M |
| Shiner Branch | Shiner, TX | 77984 | $36.0M |
| New Braunfels Branch | New Braunfels, TX | 78132 | $29.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 25621) · FFIEC NIC profile (RSSD 448554)