Security Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Tangible equity to tangible assets climbed 0.85 percentage points in Q2 2026, from 11.28% to 12.13%. It was the largest change from Q1 2026 among the key lines here. Security Bank ranks 21st of 57 Nebraska banks on CET1 ratio, in the upper half at 15.81% (Q2 2026). Security Bank reported 15.81% on CET1 ratio for Q2 2026, 0.73 points above the 15.08% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 15.81% |
| Tier 1 risk-based capital ratio | 15.81% |
| Total risk-based capital ratio | 16.79% |
| Tier 1 leverage ratio | 13.28% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $41.9M |
| Tier 1 capital | $41.9M |
| Total risk-based capital | $44.5M |
| Total equity capital | $38.8M |
| Risk-weighted assets | $265.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.50% |
| Tangible equity to tangible assets | 12.13% |
| Equity capital to average assets | 12.23% |
| Internal capital growth rate | 14.10% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $15.7M |
| Retained earnings | $27.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.60% | 15.60% | 16.55% | 12.90% | $230.2M |
| Q4 2023 | 15.10% | 15.10% | 16.03% | 12.65% | $236.5M |
| Q1 2024 | 15.60% | 15.60% | 16.54% | 12.39% | $234.8M |
| Q2 2024 | 15.42% | 15.42% | 16.34% | 12.68% | $245.8M |
| Q3 2024 | 16.00% | 16.00% | 16.94% | 12.87% | $244.1M |
| Q4 2024 | 14.79% | 14.79% | 15.68% | 12.43% | $256.0M |
| Q1 2025 | 15.42% | 15.42% | 16.36% | 12.53% | $252.5M |
| Q2 2025 | 15.83% | 15.83% | 16.79% | 12.49% | $252.6M |
| Q3 2025 | 16.67% | 16.67% | 17.69% | 12.74% | $246.2M |
| Q4 2025 | 15.27% | 15.27% | 16.26% | 12.41% | $259.9M |
| Q1 2026 | 15.31% | 15.31% | 16.25% | 12.67% | $265.0M |
| Q2 2026 | 15.81% | 15.81% | 16.79% | 13.28% | $265.1M |
Security Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Security Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5424) · FFIEC NIC profile (RSSD 566056)