Security Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security Bank of Laurel, NE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.64% | 1.25% | +0.39% | 70th above |
| ROAE | 13.75% | 12.22% | +1.53% | 58th above |
| Net Interest Margin | 4.23% | 3.95% | +0.28% | 66th above |
| Efficiency Ratio | 61.15% | 63.71% | -2.56% | 50th above |
| PPNR / Avg Assets | 1.75% | — | — | 59th above |
| Yield on Earning Assets | 6.03% | 5.67% | +0.36% | 69th above |
| Cost of Funds | 1.98% | 1.87% | +0.11% | 38th below |
| Net Interest Spread | 3.69% | — | — | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.63% | 0.88% | -0.25% | 40th below |
| NPA / Total Assets | 0.47% | — | — | 41st below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 49th below |
| ACL / Total Loans | 1.10% | — | — | 39th below |
| ACL / NPLs (Coverage) | 174.57% | — | — | 43rd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.61% | 5.96% | -2.35% | 43rd below |
| Provision / NCO | 7500.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.81% | 17.18% | -1.37% | 56th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.81% | 17.21% | -1.40% | 56th above |
| Total Capital Ratio | 16.79% | — | — | 55th above |
| Leverage Ratio | 13.28% | 11.75% | +1.53% | 77th top |
| Equity / Assets | 12.50% | 10.98% | +1.52% | 75th top |
| TCE / Tangible Assets | 12.13% | — | — | 74th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.58% | 80.44% | +4.14% | 42nd below |
| Core Deposit Ratio | 92.33% | 86.95% | +5.38% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.66% | — | — | 8th bottom |
| Loan Growth (Y/Y) | 9.06% | — | — | 69th above |
| Deposit Growth (Y/Y) | -4.12% | — | — | 8th bottom |
See Security Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Security Bank peer analysis.