Security Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Cost of borrowings climbed 3.86 percentage points in Q2 2026, from 0.00% to 3.86%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Security Bank is 38th of 138 on net interest margin, 4.23% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.94% on net interest margin. Security Bank sits 0.29 points higher, at 4.23% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.03% |
| Yield on loans | 6.82% |
| Yield on securities | 3.29% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.98% |
| Cost of interest-bearing deposits | 2.27% |
| Cost of interest-bearing liabilities | 2.34% |
| Cost of borrowings | 3.86% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.23% |
| Yield to cost spread | 3.69% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.9M |
| Total interest expense | $1.3M |
| Interest expense on deposits | $1.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.76% | 1.75% | 4.12% | 6.69% | 3.82% |
| Q4 2023 | 5.95% | 1.98% | 4.08% | 6.89% | 3.99% |
| Q1 2024 | 5.87% | 2.17% | 3.82% | 6.82% | 4.06% |
| Q2 2024 | 6.18% | 2.32% | 4.02% | 7.09% | 4.06% |
| Q3 2024 | 6.23% | 2.41% | 3.96% | 7.17% | 4.14% |
| Q4 2024 | 6.01% | 2.27% | 3.87% | 7.01% | 3.75% |
| Q1 2025 | 5.84% | 2.08% | 3.88% | 6.78% | 3.74% |
| Q2 2025 | 5.87% | 2.09% | 3.92% | 6.98% | 3.13% |
| Q3 2025 | 6.01% | 2.20% | 3.98% | 7.05% | 3.54% |
| Q4 2025 | 5.94% | 2.11% | 3.98% | 6.94% | 3.35% |
| Q1 2026 | 5.83% | 2.00% | 3.96% | 6.71% | 3.25% |
| Q2 2026 | 6.03% | 1.98% | 4.23% | 6.82% | 3.29% |
Security Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Security Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5424) · FFIEC NIC profile (RSSD 566056)