Security Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 17.33 percentage points in Q2 2026, from 157.23% to 174.57%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Security Bank is 45th of 138 on return on assets, 1.64% as of Q2 2026. Security Bank reported 1.64% on return on assets for Q2 2026, 0.38 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.81% |
| Tier 1 risk-based capital ratio | 15.81% |
| Total risk-based capital ratio | 16.79% |
| Tier 1 leverage ratio | 13.28% |
| Equity capital to assets | 12.50% |
| Tangible equity to tangible assets | 12.13% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.63% |
| Non-performing assets ratio | 0.47% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 3.61% |
| Allowance for credit losses to loans | 1.10% |
| Reserve coverage of non-performing loans | 174.57% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.64% |
| Return on equity | 13.75% |
| Net interest margin | 4.23% |
| Efficiency ratio | 61.15% |
| Yield on earning assets | 6.03% |
| Cost of funds | 1.98% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.58% |
| Core deposits to total deposits | 92.33% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.03% |
| Securities to assets | 18.00% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.60% | 15.60% | 16.55% | 12.90% | 1.68% |
| Q4 2023 | 15.10% | 15.10% | 16.03% | 12.65% | 1.50% |
| Q1 2024 | 15.60% | 15.60% | 16.54% | 12.39% | 1.12% |
| Q2 2024 | 15.42% | 15.42% | 16.34% | 12.68% | 1.63% |
| Q3 2024 | 16.00% | 16.00% | 16.94% | 12.87% | 1.42% |
| Q4 2024 | 14.79% | 14.79% | 15.68% | 12.43% | 1.15% |
| Q1 2025 | 15.42% | 15.42% | 16.36% | 12.53% | 1.29% |
| Q2 2025 | 15.83% | 15.83% | 16.79% | 12.49% | 1.21% |
| Q3 2025 | 16.67% | 16.67% | 17.69% | 12.74% | 1.22% |
| Q4 2025 | 15.27% | 15.27% | 16.26% | 12.41% | 1.10% |
| Q1 2026 | 15.31% | 15.31% | 16.25% | 12.67% | 1.01% |
| Q2 2026 | 15.81% | 15.81% | 16.79% | 13.28% | 1.64% |
Security Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Security Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5424) · FFIEC NIC profile (RSSD 566056)