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Security Federal Savings Bank: Peer Group Comparison

Peer strength score 48/100
Peer group Banks with $100M to $1B in assets
Peers compared 2672
Quartile spread 2 top · 10 above · 5 below · 7 bottom
Loan Growth (Y/Y) · 84thProvision / NCO · 77thDeposit Growth (Y/Y) · 74th Loan / Deposit · 15thROAA · 18thEfficiency Ratio · 18th

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks Security Federal Savings Bank of Logansport, IN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA 0.66% 1.34% -0.68% 18th bottom
ROAE 6.86% 13.32% -6.46% 21st bottom
Net Interest Margin 3.78% 3.93% -0.15% 41st below
Efficiency Ratio 75.72% 61.13% +14.59% 18th bottom
PPNR / Avg Assets 1.01% 1.68% -0.67% 21st bottom
Yield on Earning Assets 5.80% 5.67% +0.13% 59th above
Cost of Funds 2.13% 1.88% +0.25% 30th below
Net Interest Spread 3.29% 3.32% -0.03% 49th below

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans 0.33% 0.94% -0.61% 55th above
NPA / Total Assets 0.28% 0.70% -0.42% 53rd above
NCO / Avg Loans Ahead of the peer average, behind the median peer. 0.06% 0.16% -0.10% 24th bottom
ACL / Total Loans 0.93% 1.28% -0.35% 19th bottom
ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. 284.14% 1539.29% -1255.15% 58th above
Texas Ratio 2.55% 7.33% -4.78% 57th above
Provision / NCO Behind the peer average, ahead of the median peer. 719.70% 1395.95% -676.25% 77th top

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
Leverage Ratio Behind the peer average, ahead of the median peer. 10.96% 12.14% -1.18% 50th above
Equity / Assets 10.20% 11.37% -1.17% 48th below
TCE / Tangible Assets Behind the peer average, ahead of the median peer. 10.20% 11.09% -0.89% 52nd above

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 97.40% 80.63% +16.77% 15th bottom
Core Deposit Ratio Ahead of the peer average, behind the median peer. 88.83% 86.86% +1.97% 48th below
Wholesale Funding Ratio 2.15% 5.04% -2.89% 66th above

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 7.24% 6.85% +0.39% 70th above
Loan Growth (Y/Y) 14.18% 7.90% +6.28% 84th top
Deposit Growth (Y/Y) 7.70% 6.29% +1.41% 74th above

See Security Federal Savings Bank's peers by name

The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security Federal Savings Bank profile, how to read a UBPR, or how this data updates.