The Seymour Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Seymour Bank of Seymour, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.06% | 1.34% | -0.28% | 37th below |
| ROAE Behind the peer average, ahead of the median peer. | 12.33% | 13.31% | -0.98% | 50th above |
| Net Interest Margin | 4.00% | 3.93% | +0.07% | 53rd above |
| Efficiency Ratio | 67.72% | 61.14% | +6.58% | 33rd below |
| PPNR / Avg Assets | 1.45% | 1.68% | -0.23% | 42nd below |
| Yield on Earning Assets | 5.55% | 5.67% | -0.12% | 48th below |
| Cost of Funds | 1.71% | 1.88% | -0.17% | 55th above |
| Net Interest Spread | 3.26% | 3.32% | -0.06% | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.45% | 0.94% | -0.49% | 47th below |
| NPA / Total Assets | 0.29% | 0.70% | -0.41% | 52nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.11% | 0.16% | -0.05% | 18th bottom |
| ACL / Total Loans | 1.12% | 1.28% | -0.16% | 41st below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 249.46% | 1538.98% | -1289.52% | 54th above |
| Texas Ratio | 3.09% | 7.33% | -4.24% | 53rd above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 280.39% | 1395.86% | -1115.47% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.30% | 12.14% | -0.84% | 55th above |
| Equity / Assets | 8.77% | 11.37% | -2.60% | 24th bottom |
| TCE / Tangible Assets | 8.77% | 11.09% | -2.32% | 27th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.95% | 80.64% | -6.69% | 63rd above |
| Core Deposit Ratio | 91.87% | 86.86% | +5.01% | 66th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.45% | 5.03% | -0.58% | 42nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.67% | 6.85% | -6.18% | 23rd bottom |
| Loan Growth (Y/Y) | 8.37% | 7.90% | +0.47% | 67th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.10% | 6.29% | -0.19% | 65th above |
See The Seymour Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Seymour Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Seymour Bank profile, how to read a UBPR, or how this data updates.