Branch Network
Shelby Savings Bank, SSB Locations & Branches Center, Texas
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Shelby Savings Bank, SSB operates 6 branches from its headquarters in Center, TX, .
Shelby Savings Bank, SSB branch network
All 6 branches are in TEXAS, across 5 cities. Center, TX has the most of its branches, 2. Its largest office by deposits is its main office in Center, TX, with $192.5M (52.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Shelby Savings Bank, SSB at a glance
Its CET1 capital ratio was 14.46% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $457.4M
- CET1 ratio, Q2 2026
- 14.46%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1979
Full financial profile · Is Shelby Savings Bank, SSB safe? · Shelby Savings Bank, SSB call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Center, TX (2 branches) | 2 of 6 | 39.5% | $199.5M |
| State: TX (6 branches) | 214 of 441 | <0.1% | $367.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Shelby Savings Bank, SSB's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Shelby, TX (2 branches) | 2 of 8 | 30.6% | $199.5M | $651.1M |
| San Augustine, TX (1 branch) | 1 of 4 | 38.6% | $91.7M | $237.6M |
| Sabine, TX (1 branch) | 3 of 4 | 15.1% | $32.3M | $214.0M |
| Anderson, TX (1 branch) | 7 of 8 | 2.7% | $24.0M | $876.6M |
| Smith, TX (1 branch) | 22 of 28 | 0.2% | $19.9M | $9.01B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Palestine, TX (1 branch) | 7 of 8 | 2.7% | $24.0M | $876.6M |
| Tyler, TX (1 branch) | 22 of 28 | 0.2% | $19.9M | $9.01B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Shelby Savings Bank, SSB (main office) | Center, TX | 75935 | $192.5M |
| San Augustine Office | San Augustine, TX | 75972 | $91.7M |
| Hemphill Office | Hemphill, TX | 75948 | $32.3M |
| Shelby Savings Bank, Ssb Palestine Office | Palestine, TX | 75801 | $24.0M |
| Shelby Savings Bank, Ssb Branch | Lindale, TX | 75771 | $19.9M |
| Center North Branch | Center, TX | 75935 | $7.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 32135) · FFIEC NIC profile (RSSD 552974)