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Sidney Federal Savings and Loan Association: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Loans and leases to core deposits climbed 6.98 percentage points in Q2 2026, from 28.15% to 35.14%. It was the largest change from Q1 2026 among the key lines here. Sidney Federal Savings and Loan Association has the 11th lowest total deposits of the 138 banks headquartered in Nebraska, at $44.6M as of Q2 2026. The median for banks in the < $100M asset tier is $54.1M on total deposits. Sidney Federal Savings and Loan Association sits 18% lower, at $44.6M (Q2 2026).

Deposit totals

Deposit totals for Sidney Federal Savings and Loan Association, Q2 2026
Line item Q2 2026
Total deposits $44.6M
Domestic office deposits $44.6M
Foreign office deposits —
Deposits to total assets 80.22%
Deposits to total liabilities 93.38%

Deposit composition

Deposit composition for Sidney Federal Savings and Loan Association, Q2 2026
Line item Q2 2026
Demand deposits $3.7M
Savings deposits $3.5M
Transaction accounts to domestic deposits 76.38%
Time deposits $15K
Time deposits under $100k $3.3M
Time deposits $100k to $250k $3.0M
Time deposits over $250k $376K
Noninterest-bearing share of deposits 3.01%

Stability of funding

Stability of funding for Sidney Federal Savings and Loan Association, Q2 2026
Line item Q2 2026
Core deposits $44.2M
Core deposits to total deposits 99.16%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for Sidney Federal Savings and Loan Association, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 1.12%
Interest expense on deposits $120K
Loans and leases to core deposits 35.14%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Sidney Federal Savings and Loan Association, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $13.8M 93.94% 0.00% 1.53%
Q4 2023 $13.6M 93.85% 0.00% 1.73%
Q1 2024 $13.1M 97.42% 0.00% 2.04%
Q2 2024 $13.1M 97.40% 0.00% 2.17%
Q3 2024 $13.8M 97.52% 0.00% 2.31%
Q4 2024 $14.2M 97.54% 0.00% 2.56%
Q1 2025 $13.6M 97.41% 0.00% 2.11%
Q2 2025 $35.3M 98.99% 0.00% 2.09%
Q3 2025 $40.5M 99.11% 0.00% 1.46%
Q4 2025 $42.9M 99.15% 0.00% 1.25%
Q1 2026 $44.3M 99.16% 0.00% 1.09%
Q2 2026 $44.6M 99.16% 0.00% 1.12%

Sidney Federal Savings and Loan Association deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sidney Federal Savings and Loan Association profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 29379) · FFIEC NIC profile (RSSD 304575)