Silver Lake Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Silver Lake Bank of Topeka, KS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.46% | 1.34% | +0.12% | 60th above |
| ROAE | 13.89% | 13.31% | +0.58% | 59th above |
| Net Interest Margin | 4.39% | 3.93% | +0.46% | 75th top |
| Efficiency Ratio | 52.45% | 61.14% | -8.69% | 76th top |
| PPNR / Avg Assets | 2.15% | 1.68% | +0.47% | 78th top |
| Yield on Earning Assets | 6.40% | 5.67% | +0.73% | 84th top |
| Cost of Funds | 2.20% | 1.88% | +0.32% | 26th below |
| Net Interest Spread | 3.81% | 3.32% | +0.49% | 75th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.01% | 1.28% | -0.27% | 27th below |
| Texas Ratio | 0.01% | 7.34% | -7.33% | 90th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 230.80% | 1396.43% | -1165.63% | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.90% | 12.14% | -1.24% | 49th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.39% | 11.37% | -0.98% | 51st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.39% | 11.09% | -0.70% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.94% | 80.63% | +8.31% | 31st below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.79% | 86.86% | +1.93% | 48th below |
| Wholesale Funding Ratio | 8.13% | 5.03% | +3.10% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.52% | 6.85% | +1.67% | 78th top |
| Loan Growth (Y/Y) | 11.97% | 7.90% | +4.07% | 79th top |
| Deposit Growth (Y/Y) | 7.73% | 6.29% | +1.44% | 75th top |
See Silver Lake Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Silver Lake Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Silver Lake Bank profile, how to read a UBPR, or how this data updates.