Simmesport State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Simmesport State Bank of Simmesport, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.70% | 1.34% | +0.36% | 74th above |
| ROAE | 13.85% | 13.31% | +0.54% | 59th above |
| Net Interest Margin | 4.49% | 3.93% | +0.56% | 79th top |
| Efficiency Ratio | 57.68% | 61.14% | -3.46% | 61st above |
| PPNR / Avg Assets | 2.16% | 1.68% | +0.48% | 78th top |
| Yield on Earning Assets | 6.88% | 5.67% | +1.21% | 94th top |
| Cost of Funds | 2.64% | 1.88% | +0.76% | 12th bottom |
| Net Interest Spread | 3.88% | 3.32% | +0.56% | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.98% | 0.94% | +2.04% | 7th bottom |
| NPA / Total Assets | 3.05% | 0.70% | +2.35% | 3rd bottom |
| NCO / Avg Loans | 0.75% | 0.16% | +0.59% | 4th bottom |
| ACL / Total Loans | 1.55% | 1.28% | +0.27% | 81st top |
| ACL / NPLs (Coverage) | 51.94% | 1538.98% | -1487.04% | 11th bottom |
| Texas Ratio | 23.13% | 7.33% | +15.80% | 6th bottom |
| Provision / NCO | 67.42% | 1395.88% | -1328.46% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.28% | 12.14% | +0.14% | 68th above |
| Equity / Assets | 12.62% | 11.37% | +1.25% | 76th top |
| TCE / Tangible Assets | 12.62% | 11.09% | +1.53% | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.12% | 80.63% | +10.49% | 26th below |
| Core Deposit Ratio | 83.58% | 86.86% | -3.28% | 26th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -10.56% | 6.86% | -17.42% | 1st bottom |
| Loan Growth (Y/Y) | -12.60% | 7.91% | -20.51% | 2nd bottom |
| Deposit Growth (Y/Y) | -9.23% | 6.29% | -15.52% | 3rd bottom |
See Simmesport State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Simmesport State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Simmesport State Bank profile, how to read a UBPR, or how this data updates.