Branch Network
Spectra Bank Locations & Branches Fort Worth, Texas
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Spectra Bank operates 2 branches from its headquarters in Fort Worth, TX, .
Spectra Bank branch network
Both branches are in TEXAS, across 2 cities. Its largest office by deposits is its main office in Fort Worth, TX, with $78.0M (70.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Spectra Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 7.88% at Q2 2026, not above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $126.7M
- Tier 1 leverage ratio, Q2 2026
- 7.88%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1986
Full financial profile · Is Spectra Bank safe? · Spectra Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Fort Worth, TX (1 branch) | 42 of 60 | 0.2% | $78.0M |
| State: TX (2 branches) | 361 of 441 | <0.1% | $110.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Spectra Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Tarrant, TX (1 branch) | 54 of 73 | 0.1% | $78.0M | $65.88B |
| Dallas, TX (1 branch) | 98 of 107 | <0.1% | $32.8M | $330.95B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (2 branches) | 125 of 165 | <0.1% | $110.8M | $731.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Spectra Bank (main office) | Fort Worth, TX | 76118 | $78.0M |
| Dallas Office Branch | Dallas, TX | 75234 | $32.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 26708) · FFIEC NIC profile (RSSD 426057)