Branch Network
Spencer County Bank Locations & Branches Santa Claus, Indiana
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Spencer County Bank operates 5 branches from its headquarters in Santa Claus, IN, .
Spencer County Bank branch network
All 5 branches are in INDIANA, across 5 cities. Its largest office by deposits is its main office in Santa Claus, IN, with $60.2M (54.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Spencer County Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.57% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $131.2M
- Tier 1 leverage ratio, Q2 2026
- 14.57%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1927
Full financial profile · Is Spencer County Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Santa Claus, IN (1 branch) | 1 of 1 | 100.0% | $60.2M |
| State: IN (5 branches) | 105 of 129 | <0.1% | $111.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Indiana.
Share by county and metro area
Spencer County Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Spencer, IN (5 branches) | 2 of 4 | 26.4% | $111.6M | $422.6M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Spencer County Bank (main office) | Santa Claus, IN | 47579 | $60.2M |
| St. Meinrad Branch | Saint Meinrad, IN | 47577 | $17.6M |
| Dale Branch | Dale, IN | 47523 | $17.0M |
| Richland Branch | Richland, IN | 47634 | $8.6M |
| Grandview Branch | Grandview, IN | 47615 | $8.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5786) · FFIEC NIC profile (RSSD 871648)