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The State Bank and Trust Company Locations & Branches Defiance, Ohio
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The State Bank and Trust Company operates 29 branches from its headquarters in Defiance, OH, .
The State Bank and Trust Company branch network
Its 29 branches span 2 states and 23 cities. The most are in OHIO (27) and INDIANA (2). OHIO holds 96.5% of its branch deposits. Defiance, OH has the most of its branches, 3. Its largest office by deposits is the The State Bank and Trust Company office in Defiance, OH, with $321.9M (23.0% of its branch deposits). On June 30, 2025 it had 28 branches, 1 fewer than in 2026.
The State Bank and Trust Company at a glance
Its CET1 capital ratio was 12.37% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $1.61B
- CET1 ratio, Q2 2026
- 12.37%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1902
Full financial profile · Is The State Bank and Trust Company safe? · The State Bank and Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Defiance, OH (3 branches) | 1 of 9 | 32.2% | $356.7M |
| State: OH (27 branches) | 29 of 184 | 0.2% | $1.35B |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
The State Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Defiance, OH (3 branches) | 2 of 10 | 27.7% | $356.7M | $1.29B |
| Williams, OH (6 branches) | 3 of 5 | 23.3% | $248.6M | $1.07B |
| Fulton, OH (3 branches) | 2 of 10 | 11.9% | $171.6M | $1.45B |
| Paulding, OH (2 branches) | 1 of 5 | 28.4% | $140.6M | $494.5M |
| Wood, OH (4 branches) | 7 of 16 | 4.1% | $118.7M | $2.89B |
| Franklin, OH (1 branch) | 23 of 34 | 0.1% | $116.2M | $105.68B |
| Allen, OH (1 branch) | 9 of 11 | 2.6% | $63.1M | $2.47B |
| Ottawa, OH (3 branches) | 7 of 11 | 3.9% | $47.5M | $1.21B |
| Lucas, OH (1 branch) | 14 of 17 | 0.4% | $43.5M | $11.45B |
| Allen, IN (1 branch) | 20 of 24 | 0.4% | $37.3M | $9.81B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Toledo, OH (11 branches) | 11 of 25 | 2.2% | $381.2M | $17.01B |
| Defiance, OH (3 branches) | 2 of 10 | 27.7% | $356.7M | $1.29B |
| Columbus, OH (1 branch) | 37 of 53 | <0.1% | $116.2M | $124.59B |
| Lima, OH (1 branch) | 9 of 11 | 2.6% | $63.1M | $2.47B |
| Fort Wayne, IN (1 branch) | 22 of 25 | 0.4% | $37.3M | $10.53B |
| Findlay, OH (2 branches) | 10 of 12 | 1.8% | $33.7M | $1.88B |
| Angola, IN (1 branch) | 8 of 9 | 1.2% | $11.4M | $934.1M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The State Bank and Trust Company | Defiance, OH | 43512 | $321.9M |
| Wauseon Banking Center Branch | Wauseon, OH | 43567 | $116.9M |
| Dublin Banking Center Branch | Dublin, OH | 43017 | $116.2M |
| Paulding Banking Center Branch | Paulding, OH | 45879 | $100.3M |
| Bryan Banking Center Branch | Bryan, OH | 43506 | $80.4M |
| Market St Branch | Lima, OH | 45805 | $63.1M |
| Edon Banking Center Branch | Edon, OH | 43518 | $57.4M |
| East Main Street Branch | Montpelier, OH | 43543 | $48.0M |
| Sylvania Branch | Sylvania, OH | 43560 | $43.5M |
| Pioneer Banking Center Branch | Pioneer, OH | 43554 | $42.1M |
| Oakwood Branch | Oakwood, OH | 45873 | $40.3M |
| Marblehead Branch | Marblehead, OH | 43440 | $38.4M |
| Fort Wayne Branch | Fort Wayne, IN | 46845 | $37.3M |
| Bowling Green Banking Center | Bowling Green, OH | 43402 | $35.1M |
| Northtowne Branch | Defiance, OH | 43512 | $34.7M |
| Luckey Branch | Luckey, OH | 43443 | $30.0M |
| Lyons Branch | Lyons, OH | 43533 | $29.5M |
| Perrysburg Branch | Perrysburg, OH | 43551 | $27.2M |
| Walbridge Branch | Walbridge, OH | 43465 | $26.4M |
| Delta Branch | Delta, OH | 43515 | $25.1M |
| Findlay Banking Center, Lincoln Branch | Findlay, OH | 45840 | $23.3M |
| Edgerton Banking Center Branch | Edgerton, OH | 43517 | $20.7M |
| Angola Banking Center Branch | Angola, IN | 46703 | $11.4M |
| Napoleon Banking Center Branch | Napoleon, OH | 43545 | $11.1M |
| Findlay Banking Center, Main Branch | Findlay, OH | 45840 | $10.5M |
| Danbury Township Branch | Marblehead, OH | 43440 | $9.1M |
| Motor Branch | Defiance, OH | 43512 | $0 |
| North Shore Retirement Center | Marblehead, OH | 43440 | $0 |
| Edgerton Motorbank Branch | Edgerton, OH | 43517 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 13339) · FFIEC NIC profile (RSSD 614313)