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State Bank of Cold Spring Locations & Branches Cold Spring, Minnesota
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State Bank of Cold Spring operates 1 branch from its headquarters in Cold Spring, MN, .
State Bank of Cold Spring branch network
Its one office is in Cold Spring, MINNESOTA. It had the same number of branches on June 30, 2025.
State Bank of Cold Spring at a glance
Its CET1 capital ratio was 19.59% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $81.7M
- CET1 ratio, Q2 2026
- 19.59%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1908
Full financial profile · Is State Bank of Cold Spring safe? · State Bank of Cold Spring call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cold Spring, MN (1 branch) | 2 of 2 | 25.9% | $73.8M |
| State: MN (1 branch) | 227 of 277 | <0.1% | $73.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
State Bank of Cold Spring's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Stearns, MN (1 branch) | 20 of 29 | 1.0% | $73.8M | $7.13B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| St. Cloud, MN (1 branch) | 21 of 32 | 0.9% | $73.8M | $7.85B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| State Bank of Cold Spring (main office) | Cold Spring, MN | 56320 | $73.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 12444) · FFIEC NIC profile (RSSD 116358)