Sullivan Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Risk-weighted assets rose 2.7% in Q2 2026 to $1.03B, the biggest move on this page. Within Missouri, Sullivan Bank is 76th of 97 on CET1 ratio, 11.52% as of Q2 2026. Sullivan Bank reported 11.52% on CET1 ratio for Q2 2026, 1.98 points below the 13.49% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.52% |
| Tier 1 risk-based capital ratio | 11.52% |
| Total risk-based capital ratio | 12.77% |
| Tier 1 leverage ratio | 8.75% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $118.8M |
| Tier 1 capital | $118.8M |
| Total risk-based capital | $131.8M |
| Total equity capital | $119.6M |
| Risk-weighted assets | $1.03B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.56% |
| Tangible equity to tangible assets | 8.44% |
| Equity capital to average assets | 8.80% |
| Internal capital growth rate | 9.27% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $400K |
| Common stock surplus | $14.4M |
| Retained earnings | $105.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 10.96% | 10.96% | 12.22% | 8.24% | $794.0M |
| Q4 2023 | 11.50% | 11.50% | 12.76% | 8.70% | $783.9M |
| Q1 2024 | 11.26% | 11.26% | 12.51% | 8.95% | $822.2M |
| Q2 2024 | 11.26% | 11.26% | 12.51% | 8.63% | $844.9M |
| Q3 2024 | 11.27% | 11.27% | 12.52% | 8.56% | $872.5M |
| Q4 2024 | 12.31% | 12.31% | 13.56% | 9.13% | $861.3M |
| Q1 2025 | 11.78% | 11.78% | 13.03% | 8.92% | $904.2M |
| Q2 2025 | 11.63% | 11.63% | 12.89% | 8.72% | $922.9M |
| Q3 2025 | 11.45% | 11.45% | 12.70% | 8.57% | $951.2M |
| Q4 2025 | 11.52% | 11.52% | 12.78% | 8.62% | $974.9M |
| Q1 2026 | 11.56% | 11.56% | 12.81% | 8.83% | $1.00B |
| Q2 2026 | 11.52% | 11.52% | 12.77% | 8.75% | $1.03B |
Sullivan Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Sullivan Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sullivan Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8892) · FFIEC NIC profile (RSSD 436953)