Sullivan Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sullivan Bank of Sullivan, MO against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.05% | 1.34% | -0.29% | 30th below |
| ROAE | 12.00% | 12.34% | -0.34% | 46th below |
| Net Interest Margin | 3.56% | 3.83% | -0.27% | 38th below |
| Efficiency Ratio | 54.34% | 58.97% | -4.63% | 61st above |
| PPNR / Avg Assets | 1.75% | — | — | 50th above |
| Yield on Earning Assets | 6.31% | 5.71% | +0.60% | 85th top |
| Cost of Funds | 2.90% | 2.02% | +0.88% | 10th bottom |
| Net Interest Spread | 3.16% | — | — | 56th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.45% | 0.87% | +0.58% | 16th bottom |
| NPA / Total Assets | 1.41% | — | — | 12th bottom |
| NCO / Avg Loans | 0.03% | 0.43% | -0.40% | 51st above |
| ACL / Total Loans | 1.20% | — | — | 58th above |
| ACL / NPLs (Coverage) | 82.65% | — | — | 17th bottom |
| Texas Ratio | 14.89% | 5.48% | +9.41% | 6th bottom |
| Provision / NCO | 1521.52% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.52% | 14.99% | -3.47% | 17th bottom |
| Tier 1 Ratio | 11.52% | 15.02% | -3.50% | 16th bottom |
| Total Capital Ratio | 12.77% | — | — | 18th bottom |
| Leverage Ratio | 8.75% | 11.11% | -2.36% | 7th bottom |
| Equity / Assets | 8.56% | 11.02% | -2.46% | 14th bottom |
| TCE / Tangible Assets | 8.44% | — | — | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.87% | 86.99% | +9.88% | 24th bottom |
| Core Deposit Ratio | 72.72% | 85.57% | -12.85% | 11th bottom |
| Uninsured Deposit Ratio | 26.23% | 33.19% | -6.96% | 67th above |
| Wholesale Funding Ratio | 3.02% | — | — | 57th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.71% | — | — | 77th top |
| Loan Growth (Y/Y) | 11.57% | — | — | 77th top |
| Deposit Growth (Y/Y) | 10.48% | — | — | 75th top |
See Sullivan Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sullivan Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sullivan Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Sullivan Bank peer analysis.