Sullivan Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 11.93 percentage points in Q2 2026, from 70.72% to 82.65%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Sullivan Bank is 145th of 191 on return on assets, 1.05% as of Q2 2026. The median for banks in the $1B-10B asset tier is 1.27% on return on assets. Sullivan Bank sits 0.23 points lower, at 1.05% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.52% |
| Tier 1 risk-based capital ratio | 11.52% |
| Total risk-based capital ratio | 12.77% |
| Tier 1 leverage ratio | 8.75% |
| Equity capital to assets | 8.56% |
| Tangible equity to tangible assets | 8.44% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.45% |
| Non-performing assets ratio | 1.41% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 14.89% |
| Allowance for credit losses to loans | 1.20% |
| Reserve coverage of non-performing loans | 82.65% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.05% |
| Return on equity | 12.00% |
| Net interest margin | 3.56% |
| Efficiency ratio | 54.34% |
| Yield on earning assets | 6.31% |
| Cost of funds | 2.90% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.87% |
| Core deposits to total deposits | 72.72% |
| Brokered deposits to total deposits | 6.02% |
| Deposits to assets | 87.72% |
| Securities to assets | 2.41% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.96% | 10.96% | 12.22% | 8.24% | 1.27% |
| Q4 2023 | 11.50% | 11.50% | 12.76% | 8.70% | 1.31% |
| Q1 2024 | 11.26% | 11.26% | 12.51% | 8.95% | 1.17% |
| Q2 2024 | 11.26% | 11.26% | 12.51% | 8.63% | 1.05% |
| Q3 2024 | 11.27% | 11.27% | 12.52% | 8.56% | 1.24% |
| Q4 2024 | 12.31% | 12.31% | 13.56% | 9.13% | 1.06% |
| Q1 2025 | 11.78% | 11.78% | 13.03% | 8.92% | 0.96% |
| Q2 2025 | 11.63% | 11.63% | 12.89% | 8.72% | 1.16% |
| Q3 2025 | 11.45% | 11.45% | 12.70% | 8.57% | 1.19% |
| Q4 2025 | 11.52% | 11.52% | 12.78% | 8.62% | 1.21% |
| Q1 2026 | 11.56% | 11.56% | 12.81% | 8.83% | 1.23% |
| Q2 2026 | 11.52% | 11.52% | 12.77% | 8.75% | 1.05% |
Sullivan Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Sullivan Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sullivan Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8892) · FFIEC NIC profile (RSSD 436953)