Taylorsville Savings Bank, SSB: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Risk-weighted assets rose 5.5% from Q1 2026 to Q2 2026, ending at $141.2M against $133.8M. It was the largest change among the key lines on this page. Within North Carolina, Taylorsville Savings Bank, SSB is 19th of 26 on CET1 ratio, 12.95% as of Q2 2026, below the middle of the field. Taylorsville Savings Bank, SSB reported 12.95% on CET1 ratio for Q2 2026, 2.12 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.95% |
| Tier 1 risk-based capital ratio | 12.95% |
| Total risk-based capital ratio | 13.99% |
| Tier 1 leverage ratio | 8.08% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $18.3M |
| Tier 1 capital | $18.3M |
| Total risk-based capital | $19.8M |
| Total equity capital | $15.4M |
| Risk-weighted assets | $141.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.64% |
| Tangible equity to tangible assets | 6.64% |
| Equity capital to average assets | 6.79% |
| Internal capital growth rate | 13.79% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $18.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.52% | 15.52% | 16.76% | 9.91% | $95.5M |
| Q4 2023 | 14.64% | 14.64% | 15.86% | 9.64% | $102.0M |
| Q1 2024 | 14.82% | 14.82% | 16.03% | 9.52% | $102.8M |
| Q2 2024 | 14.54% | 14.54% | 15.80% | 9.30% | $105.7M |
| Q3 2024 | 14.37% | 14.37% | 15.55% | 9.22% | $109.8M |
| Q4 2024 | 14.32% | 14.32% | 15.47% | 8.93% | $112.7M |
| Q1 2025 | 14.59% | 14.59% | 15.76% | 8.29% | $112.7M |
| Q2 2025 | 13.24% | 13.24% | 14.31% | 7.97% | $126.5M |
| Q3 2025 | 13.56% | 13.56% | 14.68% | 8.01% | $126.1M |
| Q4 2025 | 13.54% | 13.54% | 14.68% | 8.07% | $127.8M |
| Q1 2026 | 13.28% | 13.28% | 14.37% | 8.00% | $133.8M |
| Q2 2026 | 12.95% | 12.95% | 13.99% | 8.08% | $141.2M |
Taylorsville Savings Bank, SSB regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Taylorsville Savings Bank, SSB, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Taylorsville Savings Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32348) · FFIEC NIC profile (RSSD 258379)