Taylorsville Savings Bank, SSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Taylorsville Savings Bank, SSB of Taylorsville, NC against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.90% | 1.34% | -0.44% | 28th below |
| ROAE | 13.52% | 13.31% | +0.21% | 57th above |
| Net Interest Margin | 3.11% | 3.93% | -0.82% | 13th bottom |
| Efficiency Ratio | 61.86% | 61.14% | +0.72% | 49th below |
| PPNR / Avg Assets | 1.22% | 1.68% | -0.46% | 29th below |
| Yield on Earning Assets | 5.38% | 5.67% | -0.29% | 39th below |
| Cost of Funds | 2.12% | 1.88% | +0.24% | 31st below |
| Net Interest Spread | 2.86% | 3.32% | -0.46% | 27th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.45% | 0.94% | -0.49% | 48th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.35% | 0.70% | -0.35% | 48th below |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 77th top |
| ACL / Total Loans | 0.82% | 1.28% | -0.46% | 11th bottom |
| ACL / NPLs (Coverage) | 183.73% | 1539.01% | -1355.28% | 45th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.76% | 7.33% | -2.57% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.95% | 19.50% | -6.55% | 27th below |
| Tier 1 Ratio | 12.95% | 19.54% | -6.59% | 27th below |
| Total Capital Ratio | 13.99% | 20.62% | -6.63% | 26th below |
| Leverage Ratio | 8.08% | 12.14% | -4.06% | 3rd bottom |
| Equity / Assets | 6.64% | 11.38% | -4.74% | 5th bottom |
| TCE / Tangible Assets | 6.64% | 11.09% | -4.45% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.98% | 80.64% | +3.34% | 43rd below |
| Core Deposit Ratio | 84.61% | 86.86% | -2.25% | 29th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.10% | 6.85% | +6.25% | 89th top |
| Loan Growth (Y/Y) | 15.79% | 7.90% | +7.89% | 87th top |
| Deposit Growth (Y/Y) | 12.97% | 6.29% | +6.68% | 89th top |
See Taylorsville Savings Bank, SSB's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Taylorsville Savings Bank, SSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Taylorsville Savings Bank, SSB profile, how to read a UBPR, or how this data updates.