Texas Advantage Community Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.55 percentage points lower than in Q1 2026, at 48.88%. Texas Advantage Community Bank, N.A. ranks 281st of 346 Texas banks on loan-to-deposit ratio, in the lower half at 47.35% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Texas Advantage Community Bank, N.A. sits 33.49 points lower, at 47.35% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $52.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $106.5M |
| Fed funds sold and reverse repos | $27.2M |
| Fed funds sold and reverse repos to assets | 14.15% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 47.35% |
| Net loans and leases to deposits | 46.80% |
| Loans and leases to core deposits | 48.88% |
| Core deposits to total deposits | 67.31% |
| Brokered deposits to total deposits | 29.57% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 56.81% | 95.30% | $0 | $0 |
| Q4 2023 | 60.60% | 94.72% | $0 | $0 |
| Q1 2024 | 59.90% | 95.02% | $0 | $0 |
| Q2 2024 | 56.59% | 95.52% | $0 | $0 |
| Q3 2024 | 57.28% | 94.95% | $0 | $0 |
| Q4 2024 | 53.76% | 69.51% | $0 | $0 |
| Q1 2025 | 52.47% | 68.88% | $0 | $0 |
| Q2 2025 | 56.08% | 83.38% | $0 | $0 |
| Q3 2025 | 52.93% | 70.39% | $0 | $0 |
| Q4 2025 | 52.23% | 74.38% | $0 | $0 |
| Q1 2026 | 50.77% | 69.70% | $0 | $0 |
| Q2 2026 | 47.35% | 67.31% | $0 | $0 |
Texas Advantage Community Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Texas Advantage Community Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Texas Advantage Community Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58450) · FFIEC NIC profile (RSSD 3485215)