Texas Advantage Community Bank, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on earning assets edged up 0.07 percentage points between Q1 2026 and Q2 2026, to 5.36%. Within Texas, Texas Advantage Community Bank, N.A. is 287th of 345 on net interest margin, 3.31% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Texas Advantage Community Bank, N.A. sits 0.64 points lower, at 3.31% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.36% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.11% |
| Cost of interest-bearing deposits | 2.79% |
| Cost of interest-bearing liabilities | 2.79% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.31% |
| Yield to cost spread | 2.57% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.4M |
| Total interest expense | $899K |
| Interest expense on deposits | $899K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 5.43% | 1.74% | 3.78% |
| Q4 2023 | 5.46% | 1.99% | 3.60% |
| Q1 2024 | 5.33% | 2.30% | 3.14% |
| Q2 2024 | 5.73% | 2.25% | 3.61% |
| Q3 2024 | 5.83% | 2.23% | 3.73% |
| Q4 2024 | 5.66% | 2.25% | 3.57% |
| Q1 2025 | 5.47% | 2.19% | 3.39% |
| Q2 2025 | 5.44% | 2.30% | 3.35% |
| Q3 2025 | 5.80% | 2.05% | 3.69% |
| Q4 2025 | 5.54% | 2.14% | 3.47% |
| Q1 2026 | 5.29% | 2.05% | 3.29% |
| Q2 2026 | 5.36% | 2.11% | 3.31% |
Texas Advantage Community Bank, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Texas Advantage Community Bank, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Texas Advantage Community Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58450) · FFIEC NIC profile (RSSD 3485215)