Texas First Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Texas First Bank reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $2.02B in Q3 2026, down 0.2% from $2.02B in Q3 2025. That is 87.5% of its total assets. Across the 12 quarters shown it ranged from $1.85B (Q4 2023) to $2.10B (Q1 2026).
The standout move of Q3 2026 was in Demand deposits: 4532.9% higher than in Q2 2026, at $700.8M. Within Texas, Texas First Bank is 46th of 345 on total deposits, $2.02B as of Q3 2026. Texas First Bank reported $2.02B on total deposits for Q3 2026, 20% above the $1.68B median for banks in the $1B-10B asset tier.
Deposit totals
Deposits to total assets moved most in this table, down 0.35 points: 87.82% in Q2 2026, 87.47% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $2.02B |
| Domestic office deposits | $2.02B |
| Foreign office deposits | — |
| Deposits to total assets | 87.47% |
| Deposits to total liabilities | 97.14% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $700.8M |
| Savings deposits | $522.4M |
| Transaction accounts to domestic deposits | 36.35% |
| Time deposits to total deposits | 12.98% |
| Time deposits under $100k | $49.4M |
| Time deposits $100k to $250k | $88.4M |
| Time deposits over $250k | $124.4M |
| Noninterest-bearing share of deposits | 34.72% |
Stability of funding
Uninsured deposits to total deposits changed the most here, down 1.18 points to 47.23% in Q3 2026 from 48.41% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Core deposits | $1.90B |
| Core deposits to total deposits | 93.84% |
| Insured deposits | $1.07B |
| Uninsured deposits | $954.1M |
| Uninsured deposits to total deposits | 47.23% |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
Loans and leases to core deposits changed the most here, up 1.98 points to 71.34% in Q3 2026 from 69.36% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.15% |
| Interest expense on deposits | $7.1M |
| Loans and leases to core deposits | 71.34% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q4 2023 | $1.85B | 92.97% | 45.57% | 0.00% | 2.65% |
| Q1 2024 | $1.89B | 92.51% | 46.27% | 0.00% | 2.78% |
| Q2 2024 | $1.93B | 94.05% | 47.43% | 0.00% | 2.84% |
| Q3 2024 | $1.99B | 92.30% | 48.74% | 0.00% | 2.97% |
| Q4 2024 | $2.03B | 92.21% | 50.18% | 0.00% | 2.78% |
| Q1 2025 | $2.03B | 92.82% | 49.23% | 0.00% | 2.62% |
| Q2 2025 | $2.09B | 93.33% | 49.88% | 0.00% | 2.50% |
| Q3 2025 | $2.02B | 93.69% | 48.51% | 0.00% | 2.47% |
| Q4 2025 | $2.06B | 93.81% | 49.35% | 0.00% | 2.30% |
| Q1 2026 | $2.10B | 93.62% | 50.13% | 0.00% | 2.15% |
| Q2 2026 | $2.06B | 93.93% | 48.41% | 0.00% | 2.09% |
| Q3 2026 | $2.02B | 93.84% | 47.23% | 0.00% | 2.15% |
Texas First Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Texas First Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 23799) · FFIEC NIC profile (RSSD 473266)