Texas Traditions Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 4.88 percentage points in Q2 2026, from 59.47% to 64.34%. It was the largest change from Q1 2026 among the key lines here. Texas Traditions Bank ranks 249th of 346 Texas banks on loan-to-deposit ratio, in the lower half at 59.74% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Texas Traditions Bank sits 21.10 points lower, at 59.74% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $65.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $252.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 59.74% |
| Net loans and leases to deposits | 59.18% |
| Loans and leases to core deposits | 64.34% |
| Core deposits to total deposits | 92.85% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 61.05% | 87.95% | $0 | $0 |
| Q4 2023 | 52.05% | 88.39% | $0 | $0 |
| Q1 2024 | 63.39% | 85.47% | $0 | $0 |
| Q2 2024 | 73.53% | 83.09% | $0 | $0 |
| Q3 2024 | 86.10% | 83.86% | $0 | $0 |
| Q4 2024 | 86.43% | 81.04% | $0 | $0 |
| Q1 2025 | 90.12% | 83.35% | $0 | $0 |
| Q2 2025 | 82.07% | 92.00% | $0 | $0 |
| Q3 2025 | 79.15% | 91.48% | $0 | $0 |
| Q4 2025 | 61.88% | 93.26% | $0 | $0 |
| Q1 2026 | 55.23% | 92.88% | $0 | $0 |
| Q2 2026 | 59.74% | 92.85% | $0 | $0 |
Texas Traditions Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Texas Traditions Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Texas Traditions Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59304) · FFIEC NIC profile (RSSD 5760439)