The Tri-County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Tri-County Bank of Stuart, NE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.04% | 1.35% | -0.31% | 35th below |
| ROAE | 15.03% | 12.05% | +2.98% | 66th above |
| Net Interest Margin | 4.39% | 3.90% | +0.49% | 75th top |
| Efficiency Ratio | 66.74% | 63.15% | +3.59% | 35th below |
| PPNR / Avg Assets | 1.23% | 1.64% | -0.41% | 30th below |
| Yield on Earning Assets | 6.25% | 5.65% | +0.60% | 79th top |
| Cost of Funds | 1.80% | 1.85% | -0.05% | 50th above |
| Net Interest Spread | 3.87% | 3.35% | +0.52% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.92% | -0.91% | 83rd top |
| NPA / Total Assets | 0.01% | 0.67% | -0.66% | 85th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 46th below |
| ACL / Total Loans | 1.30% | 1.28% | +0.02% | 62nd above |
| ACL / NPLs (Coverage) | 9300.00% | 1641.88% | +7658.12% | — |
| Texas Ratio | 0.11% | 7.15% | -7.04% | 87th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 8.45% | 12.47% | -4.02% | 6th bottom |
| Equity / Assets | 8.03% | 11.67% | -3.64% | 14th bottom |
| TCE / Tangible Assets | 6.73% | 11.40% | -4.67% | 6th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 65.44% | 78.65% | -13.21% | 77th top |
| Core Deposit Ratio | 91.80% | 87.09% | +4.71% | 66th above |
| Wholesale Funding Ratio | 0.25% | 5.12% | -4.87% | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 34.44% | 6.46% | +27.98% | 98th top |
| Loan Growth (Y/Y) | 23.09% | 7.63% | +15.46% | 95th top |
| Deposit Growth (Y/Y) | 40.62% | 6.01% | +34.61% | 98th top |
See The Tri-County Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Tri-County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Tri-County Bank profile, how to read a UBPR, or how this data updates.