Trinity Capital Bank of Texas: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which rose 5.5% to -$8.1M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.56% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $43.1M |
| Tier 1 capital | $43.1M |
| Total risk-based capital | — |
| Total equity capital | $35.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.66% |
| Tangible equity to tangible assets | 7.66% |
| Equity capital to average assets | 7.76% |
| Internal capital growth rate | 11.34% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $13.3M |
| Retained earnings | $29.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$8.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 8.97% | 4.47% | 4.47% |
| Q4 2023 | 9.05% | 5.78% | 5.78% |
| Q1 2024 | 9.06% | 5.52% | 5.52% |
| Q2 2024 | 8.98% | 5.72% | 5.72% |
| Q3 2024 | 9.35% | 6.68% | 6.68% |
| Q4 2024 | 9.47% | 6.22% | 6.22% |
| Q1 2025 | 9.61% | 6.57% | 6.57% |
| Q2 2025 | 9.47% | 6.72% | 6.72% |
| Q3 2025 | 9.37% | 7.16% | 7.16% |
| Q4 2025 | 9.58% | 7.52% | 7.52% |
| Q1 2026 | 9.53% | 7.37% | 7.37% |
| Q2 2026 | 9.56% | 7.66% | 7.66% |
Trinity Capital Bank of Texas regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Trinity Capital Bank of Texas, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Trinity Capital Bank of Texas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13000) · FFIEC NIC profile (RSSD 435059)