Branch Network
Union Savings Bank Locations & Branches Freeport, Illinois
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Union Savings Bank operates 4 branches from its headquarters in Freeport, IL, .
Union Savings Bank branch network
All 4 branches are in ILLINOIS, across 3 cities. Freeport, IL has the most of its branches, 2. Its largest office by deposits is its main office in Freeport, IL, with $64.9M (39.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Union Savings Bank at a glance
Its CET1 capital ratio was 15.59% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $182.0M
- CET1 ratio, Q2 2026
- 15.59%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1883
Full financial profile · Is Union Savings Bank safe? · Union Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Freeport, IL (2 branches) | 4 of 7 | 12.0% | $102.1M |
| State: IL (4 branches) | 243 of 379 | <0.1% | $166.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
Union Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Stephenson, IL (2 branches) | 5 of 9 | 6.8% | $102.1M | $1.49B |
| Ogle, IL (1 branch) | 9 of 11 | 2.5% | $36.2M | $1.43B |
| Boone, IL (1 branch) | 8 of 8 | 3.3% | $27.8M | $835.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Freeport, IL (2 branches) | 5 of 9 | 6.8% | $102.1M | $1.49B |
| Rochelle, IL (1 branch) | 9 of 11 | 2.5% | $36.2M | $1.43B |
| Rockford, IL (1 branch) | 19 of 21 | 0.3% | $27.8M | $9.04B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Union Savings Bank (main office) | Freeport, IL | 61032 | $64.9M |
| 715 W South St Branch | Freeport, IL | 61032 | $37.2M |
| Mount Morris Branch | Mount Morris, IL | 61054 | $36.2M |
| 1320 North State Street Branch | Belvidere, IL | 61008 | $27.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 29121) · FFIEC NIC profile (RSSD 817477)