Branch Network
United Bank Locations & Branches Atmore, Alabama
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United Bank operates 19 branches from its headquarters in Atmore, AL, .
United Bank branch network
Its 19 branches span 2 states and 17 cities. The most are in ALABAMA (16) and FLORIDA (3). ALABAMA holds 82.8% of its branch deposits. Bay Minette, AL has the most of its branches, 2. Its largest office by deposits is its main office in Atmore, AL, with $321.9M (26.3% of its branch deposits). It had the same number of branches on June 30, 2025.
United Bank at a glance
Its CET1 capital ratio was 20.70% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.48B
- CET1 ratio, Q2 2026
- 20.70%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1904
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Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Atmore, AL (1 branch) | 1 of 3 | 62.1% | $321.9M |
| State: AL (16 branches) | 26 of 131 | 0.7% | $1.01B |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
United Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Baldwin, AL (9 branches) | 6 of 32 | 5.8% | $393.0M | $6.73B |
| Escambia, AL (3 branches) | 1 of 10 | 33.6% | $372.2M | $1.11B |
| Santa Rosa, FL (3 branches) | 2 of 12 | 11.3% | $210.3M | $1.86B |
| Monroe, AL (2 branches) | 1 of 6 | 30.8% | $129.5M | $420.2M |
| Wilcox, AL (1 branch) | 2 of 3 | 43.1% | $79.8M | $185.1M |
| Mobile, AL (1 branch) | 22 of 25 | 0.4% | $39.7M | $10.59B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Daphne-Fairhope-Foley, AL (9 branches) | 6 of 32 | 5.8% | $393.0M | $6.73B |
| Atmore, AL (3 branches) | 1 of 10 | 33.6% | $372.2M | $1.11B |
| Pensacola-Ferry Pass-Brent, FL (3 branches) | 11 of 20 | 2.6% | $210.3M | $8.15B |
| Mobile, AL (1 branch) | 22 of 25 | 0.4% | $39.7M | $10.81B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| United Bank (main office) | Atmore, AL | 36502 | $321.9M |
| Berryhill Road Branch | Milton, FL | 32570 | $101.5M |
| Bay Minette Branch | Bay Minette, AL | 36507 | $94.3M |
| Camden Branch | Camden, AL | 36726 | $79.8M |
| Monroeville Branch | Monroeville, AL | 36460 | $70.6M |
| Magnolia Springs | Foley, AL | 36535 | $63.8M |
| Jay Fl Branch | Jay, FL | 32565 | $62.8M |
| Frisco City Branch | Frisco City, AL | 36445 | $58.9M |
| Lillian Branch | Lillian, AL | 36549 | $57.6M |
| Mckenzie Branch | Foley, AL | 36535 | $49.5M |
| Pace Fl Branch | Pace, FL | 32571 | $45.9M |
| Loxley Branch | Loxley, AL | 36551 | $43.9M |
| Semmes Branch | Semmes, AL | 36575 | $39.7M |
| Broad Street Branch | Silverhill, AL | 36576 | $39.2M |
| Flomaton Branch | Flomaton, AL | 36441 | $30.7M |
| Daphne Branch | Daphne, AL | 36526 | $23.2M |
| Summerdale Branch | Summerdale, AL | 36580 | $21.5M |
| Brewton Branch | Brewton, AL | 36426 | $19.6M |
| Bay Minette Branch | Bay Minette, AL | 36507 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 58) · FFIEC NIC profile (RSSD 994435)