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Santa Rosa County, FL Bank Deposit Market Share

Regions Bank holds the largest share of deposits in Santa Rosa County, FL, 34.5%, followed by United Bank (11.3%) and Pinnacle Bank (10.2%). 12 institutions hold $1.86B at 23 offices as of June 30, 2026, up 0.2% from 2025.

Institutions: 12 Offices: 23 Deposits: $1.86B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Pinnacle Bank (10.21 points, new to this market); United Bank (1.07 points); Regions Bank (0.72 points).

Lost: Hancock Whitney Bank (-0.97 points); Bank of America, N.A. (-0.23 points); Renasant Bank (-0.18 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Regions Bank 5 $641.7M 34.49% +0.72 pts 2.3%
2 United Bank 3 $210.3M 11.30% +1.07 pts 10.7%
3 Pinnacle Bank 3 $189.9M 10.21% +10.21 pts New
4 Hancock Whitney Bank 2 $188.1M 10.11% -0.97 pts -8.6%
5 Truist Bank 2 $155.4M 8.35% +0.18 pts 2.4%
6 SouthState Bank, N.A. 1 $115.8M 6.22% -0.18 pts -2.6%
7 Bank of America, N.A. 1 $101.7M 5.47% -0.23 pts -3.8%
8 Wells Fargo Bank, N.A. 1 $96.6M 5.19% +0.07 pts 1.6%
9 Centennial Bank 1 $60.8M 3.27% +0.13 pts 4.3%
10 Renasant Bank 2 $47.6M 2.56% -0.18 pts -6.5%
11 PNC Bank, N.A. 1 $37.7M 2.03% +0.16 pts 8.5%
12 FNBT Bank 1 $14.9M 0.80% +0.03 pts 4.4%

About this list

Deposits are those held at each institution's offices in Santa Rosa County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Florida deposits by institution Pensacola-Ferry Pass-Brent, FL metro area Florida bank directory

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