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Seminole County, FL Bank Deposit Market Share

Bank of America, N.A. holds the largest share of deposits in Seminole County, FL, 18.1%, followed by JPMorgan Chase Bank, N.A. (17.1%) and Wells Fargo Bank, N.A. (15.3%). 25 institutions hold $11.06B at 92 offices as of June 30, 2026, up 1.1% from 2025.

Institutions: 25 Offices: 92 Deposits: $11.06B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Pinnacle Bank (2.30 points, new to this market); JPMorgan Chase Bank, N.A. (0.77 points); Fifth Third Bank, N.A. (0.46 points).

Lost: Bank of America, N.A. (-0.94 points); Truist Bank (-0.45 points); Regions Bank (-0.16 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Bank of America, N.A. 7 $2.01B 18.13% -0.94 pts -3.8%
2 JPMorgan Chase Bank, N.A. 10 $1.90B 17.15% +0.77 pts 5.9%
3 Wells Fargo Bank, N.A. 9 $1.70B 15.34% -0.03 pts 0.9%
4 Truist Bank 10 $1.46B 13.24% -0.45 pts -2.2%
5 Fifth Third Bank, N.A. 7 $684.6M 6.19% +0.46 pts 9.3%
6 One Florida Bank 2 $623.1M 5.63% +0.33 pts 7.4%
7 Regions Bank 6 $526.0M 4.76% -0.16 pts -2.1%
8 Seacoast National Bank 4 $514.8M 4.65% +0.21 pts 6.0%
9 Pinnacle Bank 2 $254.7M 2.30% +2.30 pts New
10 SouthState Bank, N.A. 2 $225.0M 2.03% +0.03 pts 2.8%
11 PNC Bank, N.A. 4 $200.5M 1.81% +0.04 pts 3.6%
12 TrustCo Bank 11 $179.4M 1.62% -0.10 pts -4.5%
13 TD Bank, N.A. 2 $162.9M 1.47% -0.05 pts -2.1%
14 Ameris Bank 1 $134.1M 1.21% +0.02 pts 2.8%
15 First Horizon Bank 3 $120.4M 1.09% -0.14 pts -10.1%
16 BankUnited, N.A. 2 $100.4M 0.91% -0.15 pts -12.9%
17 Valley National Bank 1 $75.9M 0.69% -0.13 pts -15.2%
18 United Community Bank 1 $48.4M 0.44% +0.14 pts 47.6%
19 MainStreet Community Bank of Florida 2 $44.8M 0.41% +0.13 pts 51.1%
20 First-Citizens Bank & Trust Company 1 $42.8M 0.39% +0.07 pts 24.0%
21 First National Bankers Bank 1 $39.3M 0.36% +0.04 pts 13.2%
22 Centennial Bank 1 $21.0M 0.19% +0.03 pts 21.9%
23 The Bank of New York Mellon Trust Company, N.A. 1 $0 <0.01% 0.00 pts New
23 BNY Mellon, N.A. 1 $0 <0.01% 0.00 pts New
23 Synchrony Bank 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in Seminole County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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