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Polk County, FL Bank Deposit Market Share

SouthState Bank, N.A. holds the largest share of deposits in Polk County, FL, 48.0%, followed by Truist Bank (10.5%) and Wells Fargo Bank, N.A. (9.4%). 16 institutions hold $16.48B at 79 offices as of June 30, 2026, up 9.7% from 2025.

Institutions: 16 Offices: 79 Deposits: $16.48B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: SouthState Bank, N.A. (3.70 points); JPMorgan Chase Bank, N.A. (0.14 points); Fifth Third Bank, N.A. (0.07 points).

Lost: Bank of America, N.A. (-1.17 points); Truist Bank (-0.63 points); Citizens Bank and Trust (-0.42 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 SouthState Bank, N.A. 10 $7.90B 47.96% +3.70 pts 18.9%
2 Truist Bank 12 $1.73B 10.47% -0.63 pts 3.5%
3 Wells Fargo Bank, N.A. 12 $1.54B 9.37% -0.39 pts 5.3%
4 Citizens Bank and Trust 13 $1.30B 7.88% -0.42 pts 4.2%
5 Bank of America, N.A. 6 $1.30B 7.86% -1.17 pts -4.6%
6 Bank of Central Florida 3 $1.02B 6.20% -0.40 pts 3.1%
7 JPMorgan Chase Bank, N.A. 5 $633.1M 3.84% +0.14 pts 13.7%
8 TD Bank, N.A. 2 $246.6M 1.50% -0.16 pts -0.9%
9 Regions Bank 3 $241.3M 1.46% -0.24 pts -6.0%
10 Fifth Third Bank, N.A. 4 $212.9M 1.29% +0.07 pts 15.8%
11 Crews Bank & Trust 2 $110.4M 0.67% +0.06 pts 20.0%
12 Valley National Bank 1 $68.5M 0.42% +0.01 pts 12.1%
13 Hancock Whitney Bank 1 $60.6M 0.37% -0.14 pts -21.3%
14 Axiom Bank, N.A. 1 $46.6M 0.28% -0.08 pts -15.4%
15 TrustCo Bank 2 $39.9M 0.24% 0.00 pts 9.6%
16 Centennial Bank 2 $29.9M 0.18% -0.05 pts -15.5%

About this list

Deposits are those held at each institution's offices in Polk County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Florida deposits by institution Lakeland-Winter Haven, FL metro area Florida bank directory

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