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Pasco County, FL Bank Deposit Market Share

Wells Fargo Bank, N.A. holds the largest share of deposits in Pasco County, FL, 17.2%, followed by Truist Bank (16.7%) and Bank of America, N.A. (15.6%). 19 institutions hold $9.33B at 86 offices as of June 30, 2026, up 1.1% from 2025.

Institutions: 19 Offices: 86 Deposits: $9.33B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Pinnacle Bank (1.81 points, new to this market); JPMorgan Chase Bank, N.A. (0.95 points); The Huntington National Bank (0.78 points, new to this market).

Lost: Bank of America, N.A. (-0.66 points); Centennial Bank (-0.40 points); First National Bank of Pasco (-0.37 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Wells Fargo Bank, N.A. 11 $1.60B 17.15% +0.07 pts 1.5%
2 Truist Bank 17 $1.56B 16.72% -0.36 pts -1.0%
3 Bank of America, N.A. 8 $1.46B 15.60% -0.66 pts -3.0%
4 JPMorgan Chase Bank, N.A. 9 $1.24B 13.27% +0.95 pts 8.9%
5 Centennial Bank 3 $539.5M 5.78% -0.40 pts -5.4%
6 Fifth Third Bank, N.A. 7 $516.3M 5.53% +0.44 pts 9.8%
7 Regions Bank 6 $473.7M 5.08% +0.02 pts 1.6%
8 SouthState Bank, N.A. 3 $331.6M 3.55% +0.32 pts 11.2%
9 TD Bank, N.A. 4 $306.7M 3.29% +0.46 pts 17.6%
10 First National Bank of Pasco 4 $234.1M 2.51% -0.37 pts -12.0%
11 PNC Bank, N.A. 3 $222.6M 2.39% +0.15 pts 7.8%
12 Third Federal Savings & Loan Association of Cleveland 1 $191.6M 2.05% -0.30 pts -11.6%
13 Bankflorida 2 $179.8M 1.93% -0.11 pts -4.1%
14 Pinnacle Bank 3 $168.5M 1.81% +1.81 pts New
15 Bank OZK 1 $118.7M 1.27% +0.08 pts 8.2%
16 The Huntington National Bank 1 $72.5M 0.78% +0.78 pts New
17 Republic Bank & Trust Company 1 $67.8M 0.73% +0.00 pts 1.8%
18 Flagship Bank 1 $45.3M 0.49% -0.18 pts -26.4%
19 Citizens Bank and Trust 1 $8.8M 0.09% +0.01 pts 10.4%

About this list

Deposits are those held at each institution's offices in Pasco County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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