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United Business Bank: Off-Balance-Sheet Exposure

Data as of · Call Report Schedules RC-L and RC-R How we update

Commitments and derivative positions that do not appear in total assets. Notional derivative amounts are reference values, not money at risk. They run to many multiples of the balance sheet at the largest dealer banks.

The standout move of Q2 2026 was in Unused loan commitments: 27.4% higher than in Q1 2026, at $8.0M.

Commitments

Commitments for United Business Bank, Q2 2026
Line item Q2 2026
Unused loan commitments $8.0M
Letters of credit $199K

Trading positions

Trading positions for United Business Bank, Q2 2026
Line item Q2 2026
Trading account assets $0
Trading liabilities $0
Trading assets to total assets 0.00%

Off-Balance-Sheet Exposure trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Unused commitments and letters of credit

Off-Balance-Sheet Exposure by quarter

Values plotted above, United Business Bank, oldest first
Quarter Unused commitmentsLetters of credit
Q3 2023 $8.6M $394K
Q4 2023 $7.4M $394K
Q1 2024 $6.8M $220K
Q2 2024 $7.4M $320K
Q3 2024 $6.9M $320K
Q4 2024 $6.9M $320K
Q1 2025 $6.6M $320K
Q2 2025 $6.8M $1.0M
Q3 2025 $6.2M $1.1M
Q4 2025 $6.2M $311K
Q1 2026 $6.3M $321K
Q2 2026 $8.0M $199K

United Business Bank off-balance-sheet exposure, all the way back

Off-Balance-Sheet Exposure back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-L and RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full United Business Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 57716) · FFIEC NIC profile (RSSD 3281510)