Branch Network
United Trust Bank Locations & Branches Palos Heights, Illinois
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United Trust Bank operates 1 branch from its headquarters in Palos Heights, IL, .
United Trust Bank branch network
Its one office is in Palos Heights, ILLINOIS. It had the same number of branches on June 30, 2025.
United Trust Bank at a glance
Its CET1 capital ratio was 17.64% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $178.2M
- CET1 ratio, Q2 2026
- 17.64%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2000
Full financial profile · Is United Trust Bank safe? · United Trust Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Palos Heights, IL (1 branch) | 4 of 9 | 11.0% | $126.1M |
| State: IL (1 branch) | 271 of 379 | <0.1% | $126.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
United Trust Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Cook, IL (1 branch) | 73 of 89 | <0.1% | $126.1M | $463.76B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (1 branch) | 114 of 150 | <0.1% | $126.1M | $632.03B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| United Trust Bank (main office) | Palos Heights, IL | 60463 | $126.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 35393) · FFIEC NIC profile (RSSD 2949970)