United Trust Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the United Trust Bank routing number?

The United Trust Bank routing number is 071974505. It is the primary ABA routing transit number registered to United Trust Bank, headquartered in Palos Heights, IL. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the United Trust Bank wire routing number?

This page lists 071974505, the primary routing number registered to United Trust Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with United Trust Bank before sending a wire.

Is ABA number 071974505 the routing number for United Trust Bank?

Yes. ABA number 071974505 is the primary routing number registered to United Trust Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 071974505?

Routing number 071974505 belongs to United Trust Bank, headquartered in Palos Heights, IL. It is the bank's primary ABA routing number (FDIC certificate 35393).

Routing numbers of similar-size institutions in Illinois

Credit union, Freeport, IL

Cornerstone Credit Union: 271184425

Bank, Benton, IL

State Bank of Whittington: 081218879

Bank, Frankfort, IL

Town Center Bank: 071926634

Bank, Clayton, IL

Central State Bank: 081221235

Bank, Nokomis, IL

First National Bank of Nokomis: 081921551

Bank, Iroquois, IL

Iroquois Farmers State Bank: 071113751

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Union Savings Bank: 271171988

Bank, Waterman, IL

Waterman Bank: 071916482

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