Unity Bank Routing Number (ABA): 091808363

Unity Bank at a glance

Its CET1 capital ratio was 12.16% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$574.8M

CET1 ratio, Q2 2026

12.16%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

13 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1914

Full financial profile · Is Unity Bank safe? · Unity Bank call report · Branch locations

What the digits mean

The first two digits, 09, place this number in the Federal Reserve Bank of Minneapolis's district (District 9). Digits five through eight, 0836, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Unity Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Unity Bank checks or in its online banking. Ask the bank for wire instructions (www.unitybanking.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Unity Bank

Unity Bank is headquartered in Augusta, Wisconsin and was established in 1914. It is in the EAU CLAIRE, WI metro area. It reported $574.8M in total assets and $509.6M in deposits for Q2 2026, the 56th largest of the 153 banks headquartered in Wisconsin. It reports 13 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.

What the digits in 091808363 mean

The first four digits, 0918, are the Federal Reserve routing symbol. The prefix 09 places the number in the 9th Federal Reserve District (Minneapolis). That is also the district where the bank is headquartered. Digits five through eight, 0836, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 11 + 7 x 15 + 12 = 150, a multiple of 10, so 091808363 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Unity Bank routing number?

The Unity Bank routing number is 091808363. It is the primary ABA routing transit number registered to Unity Bank, headquartered in Augusta, WI. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the Unity Bank wire routing number?

This page lists the primary routing number registered to Unity Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Unity Bank before sending a wire.

Is ABA number 091808363 the routing number for Unity Bank?

Yes. It is the primary routing number registered to Unity Bank.

Which bank uses routing number 091808363?

It belongs to Unity Bank, headquartered in Augusta, WI. It is the bank's primary ABA routing number (FDIC certificate 8714).

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