Branch Network
Universal Bank Locations & Branches West Covina, California
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Universal Bank operates 5 branches from its headquarters in West Covina, CA, .
Universal Bank branch network
All 5 branches are in CALIFORNIA, across 5 cities. Its largest office by deposits is its main office in West Covina, CA, with $78.2M (28.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Universal Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 17.80% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $388.0M
- Tier 1 leverage ratio, Q2 2026
- 17.80%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Established
- 1954
Full financial profile · Is Universal Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: West Covina, CA (1 branch) | 7 of 8 | 2.0% | $78.2M |
| State: CA (5 branches) | 126 of 164 | <0.1% | $275.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in California.
Share by county and metro area
Universal Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Los Angeles, CA (5 branches) | 65 of 91 | <0.1% | $275.1M | $507.70B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (5 branches) | 77 of 107 | <0.1% | $275.1M | $664.11B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Universal Bank (main office) | West Covina, CA | 91792 | $78.2M |
| Arcadia Branch | Arcadia, CA | 91006 | $68.1M |
| Eagle Rock - Branch | Los Angeles, CA | 90041 | $51.5M |
| Rosemead Branch | Rosemead, CA | 91770 | $44.2M |
| Monterey Park Branch | Monterey Park, CA | 91754 | $33.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 30722) · FFIEC NIC profile (RSSD 208570)