The Upstate National Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the The Upstate National Bank routing number?

The The Upstate National Bank routing number is 021310465. It is the primary ABA routing transit number registered to The Upstate National Bank, headquartered in Ogdensburg, NY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the The Upstate National Bank wire routing number?

This page lists 021310465, the primary routing number registered to The Upstate National Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with The Upstate National Bank before sending a wire.

Is ABA number 021310465 the routing number for The Upstate National Bank?

Yes. ABA number 021310465 is the primary routing number registered to The Upstate National Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 021310465?

Routing number 021310465 belongs to The Upstate National Bank, headquartered in Ogdensburg, NY. It is the bank's primary ABA routing number (FDIC certificate 13748).

Routing numbers of similar-size institutions in New York

Credit union, Ogdensburg, NY

Saint Lawrence Federal Credit Union: 221378906

Credit union, Ogdensburg, NY

Ed-Med Federal Credit Union: 221378896

Credit union, Ballston Spa, NY

TCT Federal Credit Union: 221374984

Bank, New York, NY

Global Bank: 026014245

Bank, Saugerties, NY

Sawyer Savings Bank: 221971138

Bank, Glen Cove, NY

American Community Bank: 021413388

Bank, Millbrook, NY

Bank of Millbrook: 021907975

Bank, Carthage, NY

Carthage Savings and Loan, N.A.: 221371563

All routing numbers in New York