Valley Central Bank Routing Number (ABA): 242072663

Valley Central Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 20.06% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$186.7M

Tier 1 leverage ratio, Q2 2026

20.06%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

3 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1884

Full financial profile · Is Valley Central Bank safe? · Valley Central Bank call report · Branch locations

What the digits mean

The first two digits, 24, place this number in the Federal Reserve Bank of Cleveland's district (District 4): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7266, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Valley Central Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Valley Central Bank checks or in its online banking. Ask the bank for wire instructions (www.valleycentral.org). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Valley Central Bank

Valley Central Bank is headquartered in Liberty Township, Ohio and was established in 1884. It is in the CINCINNATI, OH-KY-IN metro area. It reported $186.7M in total assets and $146.0M in deposits for Q2 2026, the 103rd largest of the 154 banks headquartered in Ohio. See the largest banks in Ohio by total assets. It reports 3 domestic offices. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the FDIC.

What the digits in 242072663 mean

The first four digits, 2420, are the Federal Reserve routing symbol. The prefix 24 places the number in the 4th Federal Reserve District (Cleveland), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7266, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 17 + 7 = 150, a multiple of 10, so 242072663 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Valley Central Bank routing number?

The Valley Central Bank routing number is 242072663. It is the primary ABA routing transit number registered to Valley Central Bank, headquartered in Liberty Township, OH. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Valley Central Bank wire routing number?

This page lists the primary routing number registered to Valley Central Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Valley Central Bank before sending a wire.

Is ABA number 242072663 the routing number for Valley Central Bank?

Yes. It is the primary routing number registered to Valley Central Bank.

Which bank uses routing number 242072663?

It belongs to Valley Central Bank, headquartered in Liberty Township, OH. It is the bank's primary ABA routing number (FDIC certificate 28555).

Routing numbers of similar-size institutions in Ohio

Bank, Bellefontaine, OH

Citizens Federal Savings & Loan Association: 244170165

Bank, West Salem, OH

Farmers State Bank: 041208421

Credit union, Cincinnati, OH

Cincinnati Ohio Police Federal Credit Union: 242076591

Bank, Urbana, OH

The Peoples Savings Bank: 244171902

Bank, Independence, OH

Independence Bank: 041201813

Bank, Cheviot, OH

The Cincinnatus Savings and Loan Company: 242071033

Bank, Waverly, OH

The First National Bank of Waverly: 044206475

Bank, Van Wert, OH

First Federal Savings and Loan Association of Van Wert, Oh: 241271928

All routing numbers in Ohio