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Valley State Bank Locations & Branches Russellville, Alabama
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Valley State Bank operates 3 branches from its headquarters in Russellville, AL, .
Valley State Bank branch network
All 3 branches are in ALABAMA, across 2 cities. Russellville, AL has the most of its branches, 2. Its largest office by deposits is its main office in Russellville, AL, with $107.4M (77.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Valley State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 17.80% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $169.5M
- Tier 1 leverage ratio, Q2 2026
- 17.80%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1985
Full financial profile · Is Valley State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Russellville, AL (2 branches) | 2 of 5 | 18.4% | $108.2M |
| State: AL (3 branches) | 94 of 131 | <0.1% | $139.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Alabama.
Share by county and metro area
Valley State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Franklin, AL (3 branches) | 3 of 5 | 15.6% | $139.4M | $892.3M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Valley State Bank (main office) | Russellville, AL | 35653 | $107.4M |
| 4th Avenue Branch | Red Bay, AL | 35582 | $31.2M |
| North Jackson Avenue Branch | Russellville, AL | 35653 | $844K |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 26021) · FFIEC NIC profile (RSSD 595337)