Bank Routing Number

Varo Bank, N.A. Routing Number

The primary ABA routing number (RTN) for Varo Bank, N.A., Draper, UT is shown below.

Primary ABA / RTN

124303201

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Varo Bank, N.A. routing number?

The Varo Bank, N.A. routing number is 124303201. It is the primary ABA routing transit number registered to Varo Bank, N.A., headquartered in Draper, UT. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Varo Bank, N.A. wire routing number?

This page lists 124303201, the primary routing number registered to Varo Bank, N.A. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Varo Bank, N.A. before sending a wire.

Is ABA number 124303201 the routing number for Varo Bank, N.A.?

Yes. ABA number 124303201 is the primary routing number registered to Varo Bank, N.A. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 124303201?

Routing number 124303201 belongs to Varo Bank, N.A., headquartered in Draper, UT. It is the bank's primary ABA routing number (FDIC certificate 59190).

Routing numbers in Draper, UT

Bank: Synchrony Bank: 124085008
Bank: Optum Bank, Inc.: 124384877
Bank: Comenity Capital Bank: 124085150
Bank: Nelnet Bank: 124385355

All routing numbers in Utah

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Regulator records: FDIC BankFind (cert 59190) · FFIEC NIC profile (RSSD 5518023)